@article{Listiorini_2017, title={Managing Indonesian Banking Competition and Stability of Finance}, volume={4}, url={https://valleyinternational.net/index.php/theijsshi/article/view/892}, DOI={10.18535/ijsshi/v4i8.24}, abstractNote={<p>The increase in the number of commercial banks in Indonesia not only encourages the banking competitive, but also<br>improves the efficiency and health of banks. Basically, banking competition in Indonesia has existed since the Dutch East Indies<br>colonial era, however, the tensions and moral hazard dramatically grew by private banks from 1988 to 1994/1995. Additionally,<br>the financial liberation weakened the Indonesian banking industry. So, when the economic crisis of 1997-1998 hit Indonesia,<br>which had an impact on the fluctuation of global financial market, caused the Indonesian banks could not be able to survive. The<br>consolidation policy that began in 1997 has led to a decline in the number of Indonesian banks, ant its process continued until the<br>introduction of the Indonesian Banking Architecture Policy (IBAP) in 2004, as the basic framework of the banking system in<br>Indonesia to stabilize the financial system.</p>}, number={8}, journal={International Journal of Social Sciences and Humanities Invention}, author={Listiorini, Rosnawaty Br Bangun}, year={2017}, month={Aug.}, pages={3837–3839} }