Abstract
Traditionally, access of primary and secondary education has been easier for most people in Malaysia. The challenge has always arisen when it comes to tertiary education. Most people are unable to fund themselves or through their families to continue their studies in higher education institutions. In Malaysia, a key to help the finance tertiary education is by the National Higher Education Fund Corporation. This study seeks to assess the effectiveness of the National Higher Education Fund Corporation loan in improving the access to education, more particularly tertiary education. A qualitative study was conducted to find whether the National Higher Education Fund Corporation loan really helps the Malaysian students to solve their financial problem in tertiary education. The study shows that many parents are saying that the National Higher Education Fund Corporation loan is a real help to reduce their financial problem. At the same time there are also parents reject the National Higher Education Fund Corporation loan because they don’t want to burden their children in paying back the loan.